529 College Savings Plans: How To Use the Funds

529 College Savings Plans: How To Use the Funds

Personal Finance

In February, we posted an article on how 529 College Savings Funds work and various aspects of making contributions. Now we’ll take a deeper dive into handling 529 withdrawals.

Read More
Current Market Decline - Are We There Yet?

Current Market Decline - Are We There Yet?

Investments

Like the seemingly endless summer road trip, the current decline in financial market prices feels like it is lasting forever. It isn’t hard to imagine ourselves in the back seat shouting at the driver, “Are we...

Read More
What to Do in a Bear Market*

What to Do in a Bear Market*

Investments

Nothing.

Read More
3M Insurance Benefits - Life Insurance

3M Insurance Benefits - Life Insurance

3M

As an employee of 3M, you are entitled to several benefits that protect against certain risks in life. These include a premature death, disability, illness and even your pet’s health (veterinarian bills).

Read More
Setting Realistic Investment Risk Expectations

Setting Realistic Investment Risk Expectations

Investments

Only three months into the new year and it feels like a year’s worth of events have already happened in the economy and financial markets.

Read More
Setting Normal Investment Expectations

Setting Normal Investment Expectations

Investments

A CEO of a large investment firm once told a story about a dinner conversation with the head of a large investment fund.  

Read More

7 Questions 3M Employees Need to Answer

For over 20 years, we’ve helped 3M professionals achieve their financial goals.

We start by helping them answer these key questions.
Get the Answers
A Short Note on Market Perspective

A Short Note on Market Perspective

Investments

Well, this doesn’t feel good. Many of us came into 2022 thinking, “This is the year!” The pandemic looked to be easing. Supply chain problems were going to get better so we could get our stuff sooner. Sure, we’ve...

Read More
529 College Savings Plan: Worried about Overfunding? You Have Options.

529 College Savings Plan: Worried about Overfunding? You Have Options.

Personal Finance

In 2021-2022, U of MN’s estimated tuition was ~$15,370 (residents). Northwestern University’s was ~$60,000i.  

Read More
29 Reasons Stocks Shouldn't Have Gone Up in 2021

29 Reasons Stocks Shouldn't Have Gone Up in 2021

Investments

Investment markets’ ability to seemingly defy expectations continued in 2021. There were probably 7,296 reasons why stocks shouldn’t have gone up in a straight line. I’m exaggerating slightly, but here’s an...

Read More
A Charitable Deduction: One More Way to Reduce your 2021 Income Taxes

A Charitable Deduction: One More Way to Reduce your 2021 Income Taxes

Personal Finance Tax Planning

If you’re like me, December is the month to sit down and send out cards to loved ones and mail checks to your favorite charities. As always, keep those receipts! This year individuals can deduct, above the line, up...

Read More
Harnessing the Power of Inflation with I Bonds

Harnessing the Power of Inflation with I Bonds

Personal Finance Investments

On financial and other media outlets, you typically find talk of the next impending doomsday. Recently, the Armageddon is inflation. There is truth to the increase in prices, as anyone who has been to the...

Read More
There Are No Facts About the Future

There Are No Facts About the Future

Investments

Fact: The S&P 500 has experienced 54 record highs in 2021.

Read More
2 of 9

Get Where You Want To Be

Let our advisors help clarify your current financial situation and give you a plan for working towards your long-term goals.