Three Humbling Years in Markets

Three Humbling Years in Markets

Investments

Financial markets have a certain way of humbling investors from time to time. The last three years have been a prime example. One could be forgiven for assuming that a once-in-a-hundred-year pandemic that halts a...

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2023 IRS Limits

2023 IRS Limits

Personal Finance Tax Planning

Although many of the headlines and news stories we’ve seen have painted inflation as the enemy, there is a sliver lining to recent high inflation rates. High inflation is triggering some pretty big changes to tax...

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Bear Markets are Not Enjoyable but Brighter Days are Ahead

Bear Markets are Not Enjoyable but Brighter Days are Ahead

Investments

It’s been a difficult year for financial markets. All three quarters this year have experienced negative returns for stock prices, higher interest rates and resulting lower bond prices, and more question marks...

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529 College Savings Plans: How To Use the Funds

529 College Savings Plans: How To Use the Funds

Personal Finance

In February, we posted an article on how 529 College Savings Funds work and various aspects of making contributions. Now we’ll take a deeper dive into handling 529 withdrawals.

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Current Market Decline - Are We There Yet?

Current Market Decline - Are We There Yet?

Investments

Like the seemingly endless summer road trip, the current decline in financial market prices feels like it is lasting forever. It isn’t hard to imagine ourselves in the back seat shouting at the driver, “Are we...

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What to Do in a Bear Market*

What to Do in a Bear Market*

Investments

Nothing.

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7 Questions 3M Employees Need to Answer

For over 20 years, we’ve helped 3M professionals achieve their financial goals.

We start by helping them answer these key questions.
Get the Answers
3M Insurance Benefits - Life Insurance

3M Insurance Benefits - Life Insurance

3M

As an employee of 3M, you are entitled to several benefits that protect against certain risks in life. These include a premature death, disability, illness and even your pet’s health (veterinarian bills).

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Setting Realistic Investment Risk Expectations

Setting Realistic Investment Risk Expectations

Investments

Only three months into the new year and it feels like a year’s worth of events have already happened in the economy and financial markets.

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Setting Normal Investment Expectations

Setting Normal Investment Expectations

Investments

A CEO of a large investment firm once told a story about a dinner conversation with the head of a large investment fund.  

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A Short Note on Market Perspective

A Short Note on Market Perspective

Investments

Well, this doesn’t feel good. Many of us came into 2022 thinking, “This is the year!” The pandemic looked to be easing. Supply chain problems were going to get better so we could get our stuff sooner. Sure, we’ve...

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529 College Savings Plan: Worried about Overfunding? You Have Options.

529 College Savings Plan: Worried about Overfunding? You Have Options.

Personal Finance

In 2021-2022, U of MN’s estimated tuition was ~$15,370 (residents). Northwestern University’s was ~$60,000i.  

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29 Reasons Stocks Shouldn't Have Gone Up in 2021

29 Reasons Stocks Shouldn't Have Gone Up in 2021

Investments

Investment markets’ ability to seemingly defy expectations continued in 2021. There were probably 7,296 reasons why stocks shouldn’t have gone up in a straight line. I’m exaggerating slightly, but here’s an...

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