Why PrairieView

We were founded with the idea of giving everyone a comprehensive and integrated wealth planning experience similar to how the very wealthy rely upon their assorted financial, investment, tax and legal advisors.

How Do We Charge For Our Services?

FEE-ONLY FIRM

At PrairieView, your fees are based solely on the assets we manage for you. We collect no commissions from the sale of investments or life insurance. All of the financial planning services we provide are included in the overall management fee. As a Registered Investment Advisor, we are duty bound to adhere to a Fiduciary standard. This means putting the interests of our clients first.

The “traditional” financial services model was built around commission-based compensation, which means if the advisor doesn’t sell you something, he or she doesn’t get paid. We feel this model is fraught with the potential for conflicts of interest since an advisor will naturally have an incentive to recommend high commission products that may not be well suited for the client. There is also a built-in incentive to change or replace investments to produce more revenue for the advisor, and clients are seldom fully informed of the costs involved in such transactions.

FEE STRUCTURE

PrairieView assesses a fee on the investment portfolio we manage for the client that covers all of the comprehensive financial planning services we provide.

Portfolio Value & Annual Fee:

  • First $2,000,000 @ 1.00%
  • $2,000,001 – $5,000,000 @ 0.75%
  • $5,000,001 – $10,000,000 @ 0.50%
  • $10,000,001 & Above @ 0.25%

To sustain a highly personalized servicing model, we include a minimum fee structure which varies based on service level.

FEE CALCULATION AND BILLING

Fees are billed quarterly, in advance, meaning we collect fees for the next three-month billing period. Client accounts are billed directly.

Examples of assets excluded from the fee calculation include the following:

  • 529 College Savings Plans
  • Donor Advised Funds (charitable giving accounts)
  • Restricted Stock Units (RSU)
  • Employee Stock Option Grants
  • Cash Savings Accounts